Wealth Planning

Keep going is keep growing only if one keeps adding values in others’ lives through the path of his life’s journey – Anuj Growing older, I frequently ask myself what my most valuable asset is. After some cogitation and discussions with dear friends, I finally decided on TIME. Time is the most precious resource because you cannot

“The market is expensive.” – a remark I am often confronted with, and followed by the question: “Should I sell my shares (equity holdings) and take profit?” In the asset management industry, you can either follow a passive or active strategy or a combination of the two. A passive strategy approach replicates index funds – meaning

I have been involved in investments for more than 40 years and attempting for more than 21 years to provide independent financial planning. Although I enjoy the job, still, I am faced daily with hair-raising challenges. For example, a question I am asked regularly is, “how much do I need to retire and outlive my

“The stock market is a device to transfer money from the impatient to the patient.” — Warren Buffett Benjamin Graham, known as the “father of value investing,” knew the importance of patience in investing when he said: “In the end, how your investments behave is much less important than how you behave.” Patience and investing are natural

“How much should I invest offshore?” is a question we are faced with every day. The answer to this is not that simple. Let’s start with the basics. A South African citizen can take R10million per annum offshore – R1million as a travel allowance and the remainder after a tax clearing certificate was issued by